Student Loan | Fitch Affirms Senior Notes & Upgrades The Sub Note ...

February 29, 2012 ? 8:12 pm

NEW YORK?(BUSINESS WIRE)?

Fitch Ratings affirms the senior notes at ?AAAsf?, and upgrades the subordinate note from ?BBBsf? to ?Asf? issued by Nelnet student Loan Trust Series 2004-3. The Rating Outlook on the senior notes, which is tied to the sovereign rating of the U.S. government, remains Negative, while the Rating Outlook on the subordinate note remains Stable.
Fitch used its ?Global structured Finance Rating Criteria?, and ?U.S. FFELP Student Loan ABS Surveillance Criteria?, as well as ?Rating U.S. Federal Family Education Loan Program Student Loan ABS? to review the ratings.

The ratings on the senior notes are affirmed based on the sufficient level of credit enhancement to cover the applicable risk factor stresses. Credit enhancement for the senior note consists of overcollateralization and projected minimum excess spread, to cover the applicable basis factor stresses for each rating category.

The rating on the subordinate note is upgraded to ?Asf? from ?BBBsf? due to the sufficient level of credit enhancement to cover the applicable basis factor stresses at the ?Asf? rating category. Within the transaction documents, the reserve account is excluded from the parity calculation when the pool factor declines below 40%. Fitch has recalculated parity, giving credit to the cash in the reserve account, which is currently at the floor of $2,011,386. As the transaction amortizes, the reserve account will not decline and parity (as calculated by Fitch) will continue to grow. In addition, the subordinate note has been receiving principal payments along with the senior notes since it passed its stepdown date.

Fitch has taken the following rating actions:

Nelnet Student Loan Trust, Series 2004-3:
?Class A4 affirmed at ?AAAsf?; Outlook Negative;
?Class A5 affirmed at ?AAAsf?; Outlook Negative;
?Class B upgraded to ?Asf? from ?BBBsf?; Outlook Stable.

Additional information is available at www.fitchratings.com . The ratings above were solicited by, or on behalf of, the issuer, and therefore, Fitch has been compensated for the provision of the ratings.

Applicable Criteria and Related Research:
??Global Structured Finance Rating Criteria? (Aug. 4, 2011);
??U.S.FFELP Student Loan ABS Surveillance Criteria? (May 10, 2011);
??Rating U.S. Federal Family Education Loan Program Student Loan ABS? (April 7, 2011).

Applicable Criteria and Related Research:
Rating U.S. Federal Family Education Loan Program Student Loan ABS Criteria

U.S. FFELP Student Loan ABS Surveillance Criteria

Global Structured Finance Rating Criteria

ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING THIS LINK: . IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE AVAILABLE ON THE AGENCY?S PUBLIC WEBSITE WWW.FITCHRATINGS.COM . PUBLISHED RATINGS, CRITERIA AND METHODOLOGIES ARE AVAILABLE FROM THIS SITE AT ALL TIMES. FITCH?S CODE OF CONDUCT, CONFIDENTIALITY, CONFLICTS OF INTEREST, AFFILIATE FIREWALL, COMPLIANCE AND OTHER RELEVANT POLICIES AND PROCEDURES ARE ALSO AVAILABLE FROM THE ?CODE OF CONDUCT? SECTION OF THIS SITE.

Tags: student loan

Source: http://studentloans-nocosigner.net/student-loan-fitch-affirms-senior-notes-upgrades-the-sub-note-of-nelnet-student-loan-trust-series-2004-3/

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Obama Up in Swing States, Health Care Law Down (ABC News)

Share With Friends: | | Politics - Top Stories Stories, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/205307399?client_source=feed&format=rss

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Reputation Management: 3 Easy Steps for Realtors and Brokers to ...

Have you looked yourself or your company up on Google lately? You might be surprised what people are saying about you. A lot of Realtors and real estate companies don?t even know that people can actually leave reviews about them on Google, Yahoo, and Bing. Here?s the thing: Many of the reviews aren?t flattering. Here?s why.

Have you ever tried to get a testimonial from a client? I?m sure you?ve tried many times, especially for clients who were very happy with the service you provided them. The problem is, your clients are now very busy with their lives and their new home. They don?t have time to write a testimonial (or so they tell you), and you don?t want to keep bugging them for one for fear that you might upset them. In the end, you don?t get the testimonial for your website or your review for Yelp, Google or Yahoo.

Google Reviews Can Make or Break Your Business

Now look at the flip side. Have you ever been upset with a restaurant or a place of business? I?m sure you have been. What do you do when they refuse to solve your problem? You write a negative review about them. As busy as your life might be, you can always find the time to do something that you?re passionate about. When you?re very upset, you?re passionate. That?s why it?s easy to find the time to write a bad review. This is exactly what unhappy clients do to Realtors and real estate companies. This is why there are usually more negative reviews for real estate companies than positive ones.??Most agents and brokers wouldn?t think that consumers would review them on these sites in the same manner they would review a restaurant. Guess again. Welcome to the Information Age, where people can access almost anything by going to search engines. This is a very real problem that Realtors and Brokers are experiencing everyday. A bad review could cost a person thousands in commissions and kill a firms reputation. So what can be done? Enter Search Impact, a new product that focuses on Reputation Management. It?s a new product, but it will be as common as auto insurance within a few years as more companies see the value in having a system like this in place. Here?s how it works:

Search Impact targets three key sectors online: social media, search engines, and online marketing and SEO.

1. Social Media ? Search Impact builds or redesigns your Facebook business page to give it a very attractive look. Then it scours the web for national and local articles and other posts that are relavent to your business. This is done to get more likes and engagement on your page.

Facebook Business Pages Need More than Just "Likes" Today

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The problem today with a Facebook business page is that a lot of people have them. Facebook realizes that just because someone indicates they ?like? a page, doesn?t mean they really care about it. If they notice that there is no engagement between?you and a business page for a long time, they won?t even send posts through?your main news feed. Why? Because Facebook assumes that you really don?t care about the content that comes from that business page. The key is to not only get ?likes? but to get continued engagement from users. Search Impact solves this problem, and makes your page more fun and exciting to read. You also get a monthly report detailing activity on your Facebook page.

2. Search Engine & Review Sites: Realtor reviews are gaining more steam on the popular search sites. This could be good or bad for the agent or firm, depending on the reviews. It?s not easy to get a client to sit down and not only write a review for you, but to then go to Google, Yahoo, Bing and Yelp to post it numerous times. You have many more happy clients than upset clients, but when happy clients don?t leave reviews, people only see the bad reviews. This has an impact on your image and online reputation.

The solution: Search Impact has a proven system for making it really easy for your happy clients to post flattering reviews about your service on these sites. This way, you can focus on selling more homes while Search Impact focuses on building and preserving your online reputation. If you do get a negative review, Search Impact goes into reactive mode by trying to contest the post or to craft a carefully prepared response that doesn?t have you come across as the big bad company or Realtor. The worst thing an agent or company can do is to not respond to a negative review. The second worst thing they can do is to give a response that make them look like a bully. Nestle made this mistake on Facebook, and it cost them dearly. Search Impact specializes in public relation issues, so this is extremely critical for an agent and/or company to have. Search Impact also provides a monthly report of all reviews and activity on review sites to Realtors and real estate companies.

3. Online Marketing: Every successful real estate company and agent has an online marketing strategy, but not everyone actually looks into the science of it. Keyword research is very important when trying to maximize SEO postitioning on sites like Google. Video marketing is also very important. Real estate companies often make their videos too long and lose the viewer early in the video. Search Impact not only?provides monthly keyword search reports for you, but they also help build a promo video to get your message out.

In addition to the three points of attack, Search Impact also offers free montly webinars on the latest social media and online marketing trends.

Reputation management is not something that should be taken lightly. The internet can be seen by all, and it?s very important to see what others are saying about you. A negative review can cost you thousands of dollars in potential real estate commissions. Can you imagine what four or five bad reviews can do? It can kill your business. You need a product like Search Impact.

Homes.com is currently offering this product for a discounted price. Until February 29th, it?s only $99 per month, and there is no long-term contract to sign. It?s month-to-month. With these terms, you?ve got nothing to lose. Search Impact can help you regain or preserve your reputation, which is everything in today?s competitive real estate market.

For more information or to sign up for Search Impact, call me at?(561) 981-5966 or e-mail me at joseph.sesso@homes.com.

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Related posts:

1. 3 Easy Steps to Making the Most from NAR 2011
2. The Top 10 Real Estate Smartphone Apps to Use Now!
3. 3 Reasons to set up a Google+ Business Page
4. The Top 5 Technology Stories of 2011 and What We Can Learn From Them
5. Yahoo?s Troubles Could Affect Real Estate Search Ranking

Tagged as: facebook business page, homes.com, keyword research, online marketing, online reputation, real estate facebook page, real estate search, real estate seo search, real estate technology, realtor technology, reputation management, search impact, seo, Social media

Source: http://www.joesesso.com/2012/02/27/reputation-management-3-easy-steps-for-realtors-and-brokers-to-get-the-google-reviews-they-want/

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How Much Do They Know About Me In The 'Cloud'?

What do Google's computers and Facebook's, and Amazon's, and Verizon's, and all the other Internet servers know about me?

They know a lot, says Mark Rigely of San Francisco. His strangely beautiful video shows how emails, ISP data, weblogs and voice data are being used to paint our portraits, and how, with time, those portraits become dense with detail, pattern and personality.

It's almost like there's an image of us accumulating in that Cloud that will become an ever more vivid copy, with information we wouldn't tell our best friends, our family or our spouse. But the Cloud knows.

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"The average user will have 736 pieces of this personal information collected every day," Rigeley says. What a specific number! I don't know enough about information technology, but I'm trying to think: Is that phone numbers dialed? How long we talked? Key words? E-mail sent? Bills paid? Sites visited? How long I stayed? Tolls I paid? Subway rides taken? Destinations? Entry points? Groceries purchased? Prescriptions filled? Clicks I clicked? What else? Seven hundred and thirty six is a hard number for my imagination to conjure. And that's just one day.

Rigely is a graphic designer, based in San Francisco. He says that "by visualizing the processes that underlie our interactions, we can trace what happens to the information we feed to the network."

He does it very well. But when he shows me what's happening, I feel so exposed.

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Last week I wrote about The Right To Forget, a legal doctrine which may soon become law across Europe. It says that embarrassing pictures, unguarded comments and telltale transactions should not live forever on Internet servers; that if you want to, you should have the right to demand that Google or Facebook "forget" that information, make it go away.

I thought such a law would be hard to design, but valuable. Rigely's video only makes the privacy argument stronger. What he's describing is ordinary data, nothing specifically naughty or embarrassing. But if you collect enough of it, as Michael says, "Over time, this information amounts to the user's digital identity." And who owns that virtual you? Not you.

Source: http://www.npr.org/blogs/krulwich/2012/02/27/147497042/how-much-do-they-know-about-me-in-the-cloud?ft=1&f=1007

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The Run Down on FSBO ? hot news

Because the overwhelming majority of homes that sell are listed with a real estate agent, you will be going against significant odds if you decide to sell your own home. The experience of a real estate professional may get you a better price and help you to avoid all the ?little? things that can go wrong in a real estate transaction.The desire to ?save? the commission on a property is the reason most people decide not to work with a real estate agent. Prospective buyers who look for properties that are ?For Sale By Owner? (FSBOs) are also wanting to avoid the commission?and to get a less-than-market-value deal. However, nothing is saved in the majority of FSBOs. Listing your home with a real estate professional can save you money, spare you the inconvenience of showing your home, and save you the time you would spend talking to buyers who could not qualify for a loan.A Real Estate Agent?s AdviceA real estate agent may ask you to do some things that you don?t particularly want to do to in order to get you moved into your new home as quickly as possible.When real estate agents advise you about what you can do to make the transaction work, they are acting as part coach and part business consultant. If you find the house you love and want to ?sleep on? the decision for a few days, the agent knows that you run the risk of losing the house. If you are inclined to complicate your offer with clauses that might make the contract unattractive to the sellers, the agent may ask you to consider some modifications. Should you call the week before the closing with an attack of ?buyer?s remorse?, your agent knows the cure. Following your real estate agent?s suggestions will increase your chances for a successful move!Do These Real Estate Tips Really Apply to YOU?I?ve learned these tips through years of experience as a top Realtor. But I know that YOUR situation might be different.There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU. Interest rates, zoning and tax laws, new ways to market your home and enhance its value?Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed. There is a vast range in skills, experience, and track records!A ?Listing Presentation? is an industry term for the formal presentation that a Realtor makes to prospective home sellers, trying to earn their trust and business. Don?t list your home with a real estate agent without it!

Source: http://hotnews.blogspages.com/2012/02/23/the-run-down-on-fsbo/

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Video: Gas prices reach record highs

Rising oil costs have led to especially high gas prices for this time of year. President Barack Obama weighed in on Thursday, saying there?s no quick fix. NBC?s Miguel Almaguer reports.

Related Links:

http://www.facebook.com/nbcnightlynews

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Source: http://video.msnbc.msn.com/nightly-news/46505223/

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Work Comp Roundup - Reduce Your Workers Compensation ...

A Pembroke Dock, Wales construction company and its director have been prosecuted after a labourer suffered serious injuries on a construction site, according to the Health and Safety Executive (HSE).

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Karl Kraus, 31, from Pembroke Dock was employed by Preseli Construction & Maintenance Ltd, and was working on the build of a large domestic property at Incline Way, Saundersfoot. (WCxKit)

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Haverfordwest Magistrates Court heard that on March 25, 2010, Kraus was instructed to remove a concrete block that had been placed across a doorway. As he proceeded to throw the block, he fell backwards on to the balcony and then seven metres to the ground below.

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An HSE investigation found that the three-story house was being built without scaffold or any form of fall prevention.

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Preseli Construction & Maintenance Ltd. and its director, Christopher Newell, had failed to ensure that work at height was properly planned and supervised. They also failed to ensure that it was carried out in a safe manner.

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Kraus spent six days in Morriston Hospital in Swansea where he underwent surgery to pin the bone in his left heel and was in a plaster cast for approximately ten months. ?Still in constant pain and unable to walk on uneven ground without risking a fall, he is due to undergo further surgery to prevent any further damage to his foot, but his career in the construction industry is over.

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Preseli Construction & Maintenance Ltd. of Waterloo Industrial Estate, Eastern Avenue, Pembroke Dock pleaded guilty to breaching Regulation 4(1) of the Work at Height Regulations 2005. It was fined $7,671.6 and ordered to pay costs of $1,519.37. (WCxKit)

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Newell of The Glebe, Narberth Road, Tenby also pleaded guilty to breaching Section 37(1) of the Health and Safety at Work etc. Act 1974. He was fined $ 2,557, with costs of $1,519.37. Newell is also disqualified from acting as a company director, managing or in any way controlling a company for at least two years.

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Author Robert Elliott, executive vice president, Amaxx Risk Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing.?He is?a contributing?author of the #1 selling book on cost containment, Manage Your Workers Compensation: Reduce Costs 20-50% www.WCManual.com. Visit at: www.LowerWC.com for more information. Contact: Info@ReduceYourWorkersComp.com.

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Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.

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?2011 Amaxx Risk Solutions, Inc. All rights reserved under International Copyright Law. If you would like permission to reprint this material, contact? Info@ReduceYourWorkersComp.com.

This entry was posted on Wednesday, February 22nd, 2012 at 8:27 pm and is filed under Safety and Loss Control, WC in Other Countries (International). You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Source: http://blog.reduceyourworkerscomp.com/2012/02/construction-director-prosecuted-after-worker-injuries/?utm_source=rss&utm_medium=rss&utm_campaign=construction-director-prosecuted-after-worker-injuries

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Call for papers: end of life decision-making at Hamline University ...

Call For Papers and Presenters
Honoring Patients? Treatment Choices at the End of Life: New Tools, New Challenges, New Limits

Hamline University School of Law, Saint Paul, MN, November 8-9, 2012

The Health Law Institute at Hamline University and the Hamline Law Review seek proposals for presentations and papers for our all-day fall CLE/CEU Symposium on Friday, November 9, 2012. Our Symposium will examine the problems and solutions to issues currently arising at the intersection of medical law and end-of-life care.

TOPICS: Potential topics include, but are not limited to:
- Legal and medical issues concerning the use of POLST orders, especially in Minnesota;
- Institutional and community responses to medical futility disputes;
- Legal issues involved in end-of-life planning, including advance directives, health care proxies, DNR orders, living wills and the initiation and cessation of artificial support systems (such as artificial nutrition and hydration);
- A view of the decision-making process in end-of-life cases from the perspective of the parent, the family and the medical provider;
- Decision-making for the ?unbefriended? patients without surrogates;
- Role of lawyers, guardians ad-litem and the courts in end-of-life cases;
- Applicable legal and medical standards in end-of-life cases;
- Ethical issues related to the roles of attorneys, medical providers and family members in end-of-life decision-making; and
- Any other related topics.

SUBMISSION PROCEDURE: Anyone interested in speaking at the Symposium and/or publishing in the Hamline Law Review?s Symposium issue should submit both a CV and a 500-word abstract to: healthlawsym2012 [at] hamline.edu by March 30th, 2012.

A committee will review the abstracts and will invite applicants to speak at the symposium and/or publish in the Hamline Law Review. The committee will base invitations on the relevancy, quality and originality of the abstract. Potential symposium speakers include both scholars and practitioners in law, medicine, and other disciplines. Symposium contributors will be provided with both travel and accommodation expenses, as well as a modest stipend.

FURTHER INFORMATION: For questions, please contact Hamline Health Law Institute Director and Law Professor Thaddeus Pope attpope01 [at] hamline.edu

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Source: http://kclmedicalethicsandlaw.wordpress.com/2012/02/22/call-for-papers-end-of-life-decision-making-at-hamline-university/

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The Way To Advertize Your Business Via Social Network Site ...

Social Network came into this world next to Web 2 .., in addition named active, strong Internet sites that encourage or manage as Internet Sites. It involves types of Internet sites internet dating and Internet sites like My Area, Internet sites for Photography, active Internet sites with engaging Video game titles such as Facebook or myspace and Internet sites for motion picture buffs like Reddit as well as networking Internet sites such as Friendster and increase in numbers, to mention a few. Social Network in addition allows in using Bookmarking Internet sites like Furl, Del.icio.us and Stumbleupon which generates end users to manage their particular Social bookmarks or favs individuals.

The end users then carry tickets to your Internet sites they may have book marked, turning it into easy for other end users to downpayment websites that they wish to stop by. All they certainly is use the tickets instead of making use of Engines Like Google. Other versions of Social Network which make it possible for in Web site Internet sites such as LiveJournal, Wp and Technorati.world wide web. These Websites, among a number of pozyczka gotowkowa some others, present you with a launching mat for lenders who would like to share their tips with the whole planet. Other Internet sites such as Dailymotion and BlogTalkRadio provide surging services for many who want to share their capabilities, skills, capabilities and reports with online.

Online Buying Internet sites are continuously demonstrating increase with regards to the continual shops. As time unfolds, the best way to are assuring the gains of browsing from your own home. In addition the most up-to-date research shows that safety intelligent nowadays everyone is a smaller amount engaged of Shopping On The Internet, they?ll likely had been two years earlier. 33Percentage of customers in Shopping On The Internet Internet sites make use of yahoo search to come up the Online Shop they?ll buy in.

Near all over 25 % of individuals go to Web page they identified of before, the others will determine out initial the revolutionary places. When Shopping in Shopping On The Internet Internet sites, if a client features a beneficial Buying kredyty chwilowki experience with a specific Web page, there is a 50 % prospect that they will occur here we are at there for much more Shopping On The Internet. Yet another arousing Shopping On The Internet Internet sites statistic is that 93 pct of individual will go shopping in a Web page from a close friend recommended it, only 38Percentage will consider an advertisement for Shopping On The Internet Internet sites, during The states the web based Offer Information mill more than 20 billion us dollars.

The most popular valuables in Shopping On The Internet Internet sites are Training books, Shoes or boots, clothes, Laptop Cosmetic makeup products and components. Another popular industry in Shopping On The Internet Internet sites could be the going industry. Several people these days make use of Shopping On The Internet Internet sites because of their Holiday break reservation then your volume that business their vacation in a consistent go shopping. For anyone who is the sort of Client who would like to understand things you?ve always wondered in regards to a product previous to purchasing it, this Website was piled up to appeal to you.

This entry was posted on Monday, February 20th, 2012 at 6:24 pm and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Source: http://doctorsofthecaribbean.com/the-way-to-advertize-your-business-via-social-network-site/

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Guitar Lessons Kids | Guitar Lessons

Jake Cinninger ? Wikipedia, The Free Encyclopedia
After spending some time in the Berklee School of Music, he took classical guitar lessons from Gerry Zubko in Roseland, South Bend, Indiana. In 1997, he started his own band, Ali Baba\?s Tahini and regularly played shows alongside of another local band, Umphrey\?s McGee. ? Read Article

HEAD OF SCHOOL NOTES
Volume XXIII, No. 23 March 2, 2011 ***** Thu. Mar. 3 rd Guitar Lessons at NVS: 3:00 pm Fri. Mar. 4 th Friday Community School Fri. Mar. 4 th ? Sun. Mar. 6 th NVS Staff Retreat Tue. Mar. 8 th ?How to Talk So Kids Will Listen . . .? ? Get Document

\?What\?s On In Carlow For Kids\?
Four days a week Monday ? Thursday CHILDCARE See Appendix 1 CINEMAS Carlow Cineplex Carlow Shopping Centre, Carlow Phone 059 913 1140 Kids Club Sat ? Sun\?s Sunday 2pm ? 5pm MUSIC SCHOOLS Carlow School of Guitar Dolmen Gardens, Carlow Phone 059 913 3548 Mobile 086 384 1074 Carlow College of Music 1 Larkfield ? Read More

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17= School\?s Out Page 2 Y News Quarterly Vol. II No. 6 October & November 2008 Kids Corner: Sally Levison, Child Care Director We had a very Yoga, gymnastics, karate, Safesitter classes, guitar lessons, aerobic classes from beginner to hard core to kick you in gear classes. ? Visit Document

Related posts:

1. Guitar Lessons For Kids
2. Guitar Lessons For Kids Online

Source: http://www.find-guitar-lessons.com/guitar-lessons/guitar-lessons-kids/

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How mitochondrial DNA defects cause inherited deafness

Monday, February 20, 2012

New Haven, Conn. ? Yale scientists have discovered the molecular pathway by which maternally inherited deafness appears to occur: Mitochondrial DNA mutations trigger a signaling cascade, resulting in programmed cell death. The study is in the Feb. 17 issue of Cell.

Mitochondria are cellular structures that function as "cellular power plants" because they generate most of the cell's supply of energy. They contain DNA inherited from one's mother. Mitochondria determine whether a cell lives or dies via the process of programmed cell death, or apoptosis.

The Yale scientists focused on a specific mitochondrial DNA mutation that causes maternally inherited deafness. The mutation occurs in a gene that codes for RNA in mitochondrial ribosomes, which generate proteins required for cellular respiration. The team found that cell lines containing this mutation are prone to cell death not directly due to the mutation, but rather because it enhanced a normal chemical modification of the RNA called methylation, which regulates ribosome assembly.

"Our lab had previously discovered that overexpression of the enzyme responsible for this methylation could cause cell death, even in cells without the deafness mutation," said corresponding author Gerald S. Shadel, professor of pathology and genetics at Yale School of Medicine. "But when the researchers overexpressed the enzyme in mice to mimic the effects of the mutation," he said, "we were astonished to discover that the animals progressively lost their hearing, reflecting how such disease would develop due to a known pathogenic human mitochondrial DNA mutation. This new mouse model will be instrumental in understanding genetic and environmental factors known to impact mitochondrial disease pathology."

The researchers found that reactive oxygen molecules produced by diseased mitochondria are what trigger events leading to a cell death-inducing gene expression program. By genetically depleting the protein ultimately responsible for activating this programmed cell death response, they were able to restore normal hearing to the mice.

The study not only sheds light on inherited deafness in humans, but possibly also age-related hearing loss and other human diseases. First author Nuno Raimundo, a postdoctoral associate in pathology, said, "Mitochondrial diseases are complicated because different tissues are affected in often unpredictable ways. Defining the molecular mechanism underlying death of only a specific subset of cells in the inner ear is a major step toward unraveling this complexity."

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Yale University: http://www.yale.edu

Thanks to Yale University for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/117715/How_mitochondrial_DNA_defects_cause_inherited_deafness

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2 New England utilities agree to buy wind power (AP)

BOSTON ? Energy companies Northeast Utilities and NStar have agreed to buy more than a quarter of the power produced by the long-planned Cape Wind offshore wind farm as a condition of a proposed merger, state officials announced Wednesday.

The announcement is a huge boost for the 130-turbine Cape Wind project, which would be located about 5 miles off Cape Cod in Nantucket Sound and aims to be the nation's first offshore wind farm.

The Cape Wind project has sold half its power to the Massachusetts utility National Grid but has struggled to find buyers for the rest of the power, posing a major obstacle to its efforts to secure financing. As part of the deal announced Wednesday, the combined Northeast Utilities-NStar company would buy 27.5 percent of the electricity Cape Wind produces under a 15-year contract.

State Energy and Environmental Affairs Secretary Richard Sullivan said the agreement shows the administration's commitment to clean energy.

The agreement between the state and the utilities also calls for a four-year freeze on base energy distribution rates and a one-time $21 million credit for ratepayers. Attorney General Martha Coakley said the deal would save Massachusetts consumers an estimated $217 million.

Even with the agreement, Hartford, Conn.-based Northeast Utilities' $4.7 billion purchase of Boston-based NStar still needs final green lights from utility regulators and other officials in both states.

Cape Wind spokesman Mark Rodgers said the company was waiting to land another customer before pursuing project financing, and now it can, once the deal is final.

"The more power that is secured in a long-term power purchase agreement, the better," he said. "It helps attract the private capital that's needed, both in the form of debt and equity to build the project."

The price NStar and Northeast Utilities will pay for Cape Wind's power is still subject to negotiation, NStar spokeswoman Caroline Allen said.

Cape Wind was proposed in 2001 but has met tough resistance. Opponents say the power is overpriced: For instance, the starting price in the National Grid deal is 18.7 cents per kilowatts hour and increases annually, while land wind can be had for about 10 cents an hour. They also complain the project will mar a pristine area. Various lawsuits are pending against the project.

NStar initially seemed cool to Cape Wind, with chief executive Tom May saying he was "agnostic" about the project. The utility also passed on buying from Cape Wind when it first had the chance, choosing cheaper land wind instead.

Cape Wind opponents have accused the state with using the merger approval to force NStar to buy power from a favored project, but NStar's Allen said the deal announced Wednesday wasn't a result of pressure from Massachusetts officials.

Democratic Gov. Deval Patrick, during a Statehouse news conference, downplayed the relative importance of the Cape Wind portion of the overall agreement and said it was not a "sticking point" in negotiations.

"The value of the rate freeze and the potential to have rates go down is considerably more important and larger in scale than the Cape Wind component of this," he said.

Cape Wind opponent Audra Parker, of the Alliance to Protect Nantucket Sound, didn't believe it, saying state energy customers will pay more because of the state's "arm twisting" of NStar. But she said that after a decade of trying, and despite the deal with NStar, she's convinced Cape Wind won't be built and the NStar deal won't matter.

"Twenty seven percent of nothing is still nothing," she said.

___

Associated Press writer Stephen Singer in Hartford, Conn., contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/environment/*http%3A//news.yahoo.com/s/ap/20120216/ap_on_bi_ge/us_northeast_utilities_nstar

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Build Massive Wealth Using Your Money To ... - Finance Analysis

It is likely you?ve heard the phrase it takes money to generate income and that cash will not grow from trees. Fortunately, this specific saying is actually ?ancient. At this time, it is substantially easy to earn money without having money on hand. I have showed this to my own self and together with the students that I mentor regularly.

On the other hand, even though it can be feasible to generate income starting from nothing?when you finally may have some funds it?ll really help you create massive wealth if you choose to invest that money in the right wealth building strategies.

Most likely the very best, and Ideal approach to apply your hard earned money to acquire results may be to try and do various strategies designed to create passive income. Find rewarding techniques that let you invest money and you then only have to wait while the revenue grows?safe.

First of all, I?m not speaking about trading those funds in the local bank or buying CD?s where you get single digit percentage gains throughout the period of a few years, or a little more for if you choose to have your money tied up for some more time. Note: most CD?s pay under 2% yearly.

The returns you get from CD?s will hardly keep up with the ever increasing costs of living anyway. It is simply not worth the time and effort involved. A few strategies I have been writing about will have your money generating profits of 15% and up in a matter of weeks. For example, some conservative options trading methods allow my students to make 25% or higher every thirty days. This can be achieved on a consistent basis.

There are various legitimate answers to produce indirect in addition to successful wealth with your hard dollars. All of these methods have quite a few levels of associated risk in combination with incentive. Excellent opportunities exist in chasing after safe passive income strategies since with all of these techniques you might have little involvement as your revenue works for you. By employing residual income practices, a person no longer has to work hard to make money.

I am not sure about you, however I like to expend my own time and funds in a fashion that will allow me to experience plus appreciate life in a way that I would want to. Likewise, I would personally prefer if I never get paid just for the hours I work. I love the idea of being rewarded while I am awake, napping, driving a vehicle, hanging around the beach, shopping for airfare?I am sure you can understand the idea.

Visualize a circumstance in which you have applied a few passive income practices and you have enough cash coming in where you can now sleep through the night understanding that your funds are definitely toiling away to meet your financial needs. Your funds are working all throughout the hours of the day and night. Your money has just one principal goal, to increase your current riches significantly more that what it was the day before.

Building wealth with passive income can accomplish this goal.

Want to learn more about building wealth? Stop by Dale Poyser?s site where you can find out all about different ideas to make passive income and what it can do for you.

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Source: http://www.thefinanceanalysis.com/2012/02/15/build-massive-wealth-using-your-money-to-make-passive-income/

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Advice On Baby Showers

Baby showers possess a background and a tradition of their very own, going pretty far back in time. Women would certainly gather not only to welcome a new baby in to the globe, but in addition to share knowledge, expertise and provides lessons regarding motherhood. Often the mom-to-be is thrown a lot more than baby showers: one with loved ones and pals and another with co-workers. The host of the celebration is one of the mother?s best pals or member of the family.? For more information on switch plate covers click here.

There?s no unique rule for the environment of baby showers: this is usually determined by the number of friends as well as the form of entertainment. It really is common just for ladies to be invited to baby showers. The party can be held just before or after baby?s birth, based on the scenario. There would be food (yet, not a full food), games and lots of excitement. Guests deliver little gifts to baby showers: they could be for the baby or the parents-to-be (mom, father or both). Outfits, baby toys, baby diapers, accessories just like bibs, bottles, pacifiers, shampoo, soap and the like stand for typical examples of presents brought to baby showers.

The costs of baby showers are frequently covered by the participants chipping into cover the expenses. Organizers usually need to follow a particular price range, for this reason every thing ordered must be meticulously planned so that you do not exceed the spending budget limits. Here are the primary costs for baby showers:

-invitations;
-decoration things;
-food and drinks, paper plates, cups, knives and forks;
-cake;
-baby shower favors
-the venue.

Expenses may be decreased by designing invitations on the pc and mailing them to your friends or by keeping the get together at your property and thus saving on the place and catering. Selfmade baby shower favors might also lower the expenses and enable you stick to the finances while also organizing a pleasant celebration to be remembered by the mom-to-be and all of the individuals.? For more information click here.

Baby showers could be as big or as little as you want these to be, depending on the circumstances. Sometimes a lot can be achieved with small resources. You don?t have to really feel required to stun anyone, the crucial think would be to make an energy and put heart into the business of this celebration to ensure that everybody has a very good time along with the mom-to-be gets her celebration for that baby. It can be an impressive tradition that warrants the reputation that enjoys these days. Motherhood does certainly require celebration, and this is one of your method of carrying out it.? For more information click here.

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Source: http://www.babysformulas.com/blog/6949/advice-on-baby-showers/

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EU debt crisis potential impediment to U.S. growth: Geithner (Reuters)

WASHINGTON (Reuters) ? Treasury Secretary Timothy Geithner warned on Tuesday that Europe's debt problems along with the slowdown in other major economies present "potential impediments" to U.S. growth.

"While the economy is regaining strength, we still face significant economic challenges," Geithner said in prepared remarks to the Senate Finance Committee.

"Unemployment, at 8.3 percent, is still far too high, and the housing market remains weak," he said a day after the Obama administration unveiled a $3.8 trillion budget, which proposed aggressive spending to boost the economy and higher taxes for the rich.

Geithner said the administration plans to soon release a framework for revamping the corporate tax system to help level the playing field for all companies.

(Reporting By Kim Dixon and; Rachelle Younglai; Editing by Neil Stempleman)

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/nm/20120214/bs_nm/us_usa_economy_geithner

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NY Fashion Week a high-low mix like never before (AP)

NEW YORK ? Oscar de la Renta, say hello to Kohl's and QVC. Carolina Herrera, wave to Bebe and Levi's and J.Crew if you've got a second during New York Fashion Week.

Like never before, mall brands and chain stores are strutting their affordable stuff alongside far pricier glitz and sought-after hipster swank, throwing parties and setting up their own catwalks and red carpets during the frenetic, twice-yearly round of fashion shows.

That, analysts and insiders said, is due to the fashion elite's tighter embrace of top bloggers, live video streaming by a growing number of designers and the explosion of social media allowing anyone with a camera phone to tweet from the once-insular world.

"Those traditional walls have really come down," said Mike George, who heads QVC and has been hosting unofficial New York Fashion Week events for about four years. "We saw that kind of trend in its early stages, this sort of democratization of fashion."

Trend forecaster WGSN considers Levi's a sound case study as the company enters the Fashion Week fray for the first time Wednesday, presenting bits of its global line as it pushes deeper into international markets.

"Many people think of Levi's when you say `jeans.' But they're about more than a cool pair of 501s. In recent years, their design studio has been a major innovator in denim styling and this is a chance to show that off to a global audience," said Sandra Halliday, a fashion analyst for WGSN.

Len Peltier, Levi's global vice president for creative design, agreed that the New York Fashion Week moment was right.

"We're not trying to be a high fashion brand," he said, "but the lines have blurred between streetwear and fashion, and that's an exciting proposition."

The same could be said for J.Crew as it continues to roll out internationally and move from its preppy base to one that's more about trend and fashion "without losing sight of its heritage," Halliday said.

This is the company's second Fashion Week visit. "It's undeniably beneficial to be associated with other high-end aspirational brands at New York Fashion Week," Halliday said.

With 90 shows at the Lincoln Center tents, dozens more around the city and a swirl of parties in less than two weeks, Fashion Week is also something else that appeals to companies offering clothes for the rest of us: a huge opportunity to corral world media.

Following Fashion Week from afar appeals to people who perceive themselves as fashionable but aren't able or willing to shell out big money for luxury that remains dominant on runways. But they can see themselves shopping at Kohl's or picking up an outfit among more glamorous selections offered by Levi's or sold on QVC.

"Fashion evolves like anything else and maybe it isn't found in just one tiny shop in Paris anymore," said designer Isaac Mizrahi, a QVC seller who once sent dyed dogs down the runway to match his clothes.

"I love the subject of fashion and there are a lot of people like me in this country and in this world who adore it, too, because it makes them happy," he said.

Kohl's hasn't only shown up for Fashion Week but also has timed the sale of its new Rock & Republic line of premium denim and sexy shoes to coincide with the runway show.

"Key influencers from media to designers to celebrities are in New York and creating excitement and consumer interest in fashion," said Julie Gardner, executive vice president and chief marketing officer at Kohl's. "This makes New York Fashion Week an ideal venue for Kohl's."

Kohl's aside, the fashion driven among us, outside of the lucky few who get to attend Fashion Week, once waited excitedly for websites to post photos, or years ago for a few black-and-white shots to show up in a newspaper the next day.

"But we shouldn't get carried away with all the talk of democracy," Halliday said. "All of this is part of the publicity machine that creates a buzz around the event, and the brands that are still out of the reach of most consumers."

Fern Mallis is the former IMG senior vice president who built the buzz to begin with when she launched Fashion Week in 1993 while executive director of the Council of Fashion Designers of America. She stepped down from IMG in 2010 to start a consulting firm and just started selling her own travel-inspired jewelry on QVC.

"Fashion Week has become an unbelievable engine," she said at QVC's runway show the night before Fashion Week officially opened last Thursday.

"Everybody uses the platform of Fashion Week to take advantage of the media and the attention," Mallis said. "If those people can have five minutes or 30 minutes on the calendar, bless their heart. Go for it."

Source: http://us.rd.yahoo.com/dailynews/rss/fashion/*http%3A//news.yahoo.com/s/ap/20120213/ap_en_ot/us_fea_ny_fashion_week_mass_market

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Most Teens Who Self-Harm Are Not Evaluated for Mental Health in ER (HealthDay)

FRIDAY, Feb. 10 (HealthDay News) -- Most children and teens who deliberately injure themselves are discharged from emergency rooms without an evaluation of their mental health, a new study shows.

The findings are worrisome since risk for suicide is greatest right after an episode of deliberate self-harm, according to researchers at Nationwide Children's Hospital in Columbus, Ohio.

The researchers also found the majority of these kids do not receive any follow-up care with a mental health professional up to one month after their ER visit.

"Emergency department personnel can play a unique role in suicide prevention by assessing the mental health of patients after deliberate self-harm and providing potentially lifesaving referrals for outpatient mental health care," said lead study author Jeff Bridge, principal investigator at the hospital's Center for Innovation in Pediatric Practice, in a news release. "However, the coordination between emergency services for patients who deliberately harm themselves and linkage with outpatient mental health treatment is often inadequate."

For the study in the Journal of the American Academy of Child & Adolescent Psychiatry, researchers examined Medicaid data for adolescents aged 10 to 19 years. Only 39 percent of the patients discharged after trying to harm themselves received a mental health assessment in the emergency department.

Only about half of the children who had visited the ER for a mental health-related reason within the previous 60 days received a mental health evaluation during their visit to the ER for self-harm.

Up to 90 percent of young people who deliberately harm themselves meet criteria for at least one psychiatric disorder, particularly mood disorders, the researchers said.

The U.K.'s National Institute for Health and Clinical Excellence recommends that people who show up in an emergency room for self-harm should receive a mental health evaluation before being released from the hospital.

"This study highlights the need for strategies to promote emergency department mental health assessments, strengthening the training of physicians in pediatric mental health and adolescent suicide prevention and timely transitions to outpatient mental health care," Bridge said.

More information

The American Academy of Child & Adolescent Psychiatry has more about self-injury among teens.

Source: http://us.rd.yahoo.com/dailynews/rss/diseases/*http%3A//news.yahoo.com/s/hsn/20120211/hl_hsn/mostteenswhoselfharmarenotevaluatedformentalhealthiner

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Genuine Health Benefits of Walking Holidays

The lack of activity in people?s lifestyles nowadays is causing all sorts of health problems. Doctors advise regular walking and exercise but squeezing a few minutes out of a tight schedule is next to impossible. This is why a majority of the people aren?t able to walk on a daily basis. There is an alternative to all this. If you are thinking of walking as a chore, chances are that you won?t be inclined to do it. But, if you add an element of fun to it, the whole thing becomes much easier.

This is the reason why walking holidays are becoming so popular. You get to walk a lot and have a good time doing it. Think of it as a holiday and you won?t have such a bad feeling about it. To further compel you to go on a trekking holiday, here are some genuine health benefits.

Lose the Excess Fat

The busy lifestyle would have given you a few extra pounds you didn?t have the time to get rid of.

A walking holiday is the perfect way to lose the excess fat and get in shape. There will be a striking difference before and after a walking holiday for you. You won?t be as flabby as you were when you left home.

Get Healthier, Feel Better

Being healthy is the key to being happy. As you start cutting down the excess weight and spend some time in the open air, your health is going to benefit greatly as a result. Away from the hubbub of city life, you can experience the calm and tranquillity of open fields and mountains on your way to becoming healthy once again.

Ideal for Diabetics

Walking is one of the known ways to control diabetes. Walking holidays are the ideal getaways for diabetics as they can have fun and keep their diabetes in check at the same time. Diabetes is one of the fastest growing diseases in the world and you can prevent it by getting active right away. Diabetics can control their disease through walking.

Release the Stress

Most of the diseases that people face nowadays are because of excessive stress, tension and anxiety. The demands of modern metropolitan life take its toll on people and they start facing problems. Walking holidays are the ideal way to release the stress that has been accumulated inside your body. When you spend a lot of time in the vast open spaces with your loved ones, you will be rejuvenated and reenergized.

These are just some of the health benefits of going on a walking holiday. Take your friends and family with you and have the trip of a lifetime while saving future trips to the doctor!

Source: http://entertainment.ezinemark.com/genuine-health-benefits-of-walking-holidays-7d3379fb6658.html

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Anti-Gay Bill Advances in St. Petersburg - Robert Amsterdam

On the same day that Vladimir Putin called for the Orthodox Church (who by the way believe his stint as Russia?s ruler to be nothing short of a miracle) to have a stronger presence on state-run television channels, St. Petersburg lawmakers have passed the second reading of a bill that, if made law, would fine anyone advocating gay/lesbian/other non-heterosexual relationships, effectively outlawing gay pride parades,?public displays of affection, and even conversations about homosexuality or transgender topics. ?The bill will have its third and final reading this Wednesday. ?Today?s reading was marked by a protest outside of a parliament building, at which a number of demonstrators were arrested. ?St. Petersburg?s gay rights? group, ComingOut, condemned the bill for aiming to ?legalise discrimination?, and warned that totalitarianism and prejudice go hand in hand (Iran is a case in point). ?A similar law has already been passed in Astrakhan.

The Atlantic comments:

St. Petersburg has had a difficult time accepting gay folks [...] And the struggle spreads beyond the city, too: Last month in Sovetsk, police detained several runners gathered for a marathon after mistaking the event for a gay-pride parade. All this despite Russia having perhaps the a leader who?s been hailed as a gay icon.

This post was tagged gay rights, Russia. Bookmark the permalink. or leave a trackback: Trackback URL.

Source: http://robertamsterdam.com/2012/02/feb9/

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Business Management | Technology News

by admin

Applicants must hold MBA degrees. All three thousand dollars of tuition fee, examination fee is ? 500.I really would like to enroll! Will increase the number of management accounting knowledge, but also to strengthen my CV and become a professional ? but also for the ?Little? from childhood to create a learning atmosphere! setting up a company are divided into three main categories:Sole (Sole Proprietorship) Partnership (Partnership) Corporation (Incorporation) Co., Ltd. (Company limited by shares) Company limited by guarantee (Company limited by guarantee) Unlimited company (Unlimited company) HKU SPACE and the CIMA Financial Business School this year to launch a shortcut MBA Education Examination (CIMA Masters Gateway Assessment, CMGA). As long as students pass the exam, you can get CIMA Advanced Diploma in Management Accounting and the CIMA professional qualification exam waiver number of two-thirds (11 families), not only joined this two years ahead of a professional accountant, but also save nearly million in waived.Recently HKU School of Professional Education and the Chartered Institute of Management Accountants (CIMA) Joint Training shortcut examination, students pass the exam, approximately 1 year of Management Accountants professional qualification will be awarded, to shorten the time a full two-thirds. Customers can generally be stored in the mini-warehouse any article, the principle is not illegal and safety items. Some used to store, such as wine, furs, camera lens, antiques and other special items of mini-warehouse with aircon temperature control system, general warehouse, you can use the aircon air conditioning. Mini-warehouses in many countries around the world have become very predominant. According to the survey found that the global mini-warehouses in the city center is a large form of basic construction, sub-loading area, with a lift to deliver goods to the customer?s own mini-warehouses. The mini-warehouse outside the city is increasingly fierce competition, residential areas and business districts around the increasing number of new mini-warehouses. More mini storage truck rental company to provide services, but also to provide free services or, to the residential or commercial vehicle to promote business in the vicinity of the work Mini-warehouses, also known as self-warehousing, storage, small parts of objects. Hong Kong is now very popular mini-storage, personal storage and needs, as well as corporate customers will not be used in a non-delete old files, office supplies into mini-warehouse storage, dispense with the expensive office rental, mini storage companies one-stop full service, saving many human cost. Some mini warehouse business has to go to China, many cities in the Mainland has not mini-storage service. Mini-storage warehouses converted Lord divided into a large number of small depositors if the warehouse, or placed in row after row of lockers for rental spaces leased, usually on a monthly basis rent. Doors of the Door lock key is held by customers themselves, mini warehouse staff and warehouse staff have different work, all staff can not open the mini-storage customers.

Tags: Business, Management

Categories: Business Management | No Comments ?

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Source: http://www.eureka-communities.org/2012/02/business-management/

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Politico legal atmosphere | Legal Philosophy

Advertisement

Business in fact is an economic activity; ;however, business, managers, to be effective, must also consider the non-economic environment of business.

Government has its own form, structure, style and philosophy and depending upon the nature of Government at work, business has to organize its activity; the businessmen have to define their respective business strategy and business tactics.

• The form of government;
• The strength of opposition;
• Political stability;
• Velocity of Government policies; plans and programs;
• Socio-economic legislations and
• The politico legal institutions

?

Government formulates and executes a number of policies and programs and in case the Government frequently changes its industrial licensing policy, tax policy or trade policy and the like, then it unnerves the business sector and thereby affects business investment and related activities.

Stable policies build up business confidence and help corporate planning.

Source: http://www.legalphilosophy.org/politico-legal-atmosphere.html/

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Acer files suit against former CEO Gianfranco Lanci over non-compete breach

Gianfranco Lanci may be gone from Acer, but the PC maker's former chief is not forgotten -- not financially, at least. The company is suing the exec over non-compete violations, after he jumped ship around this time last year. The exec recently landed a gig at Lenovo as head of its Europe, Middle East and Africa division, after doing some time as a consultant for the company. Acer filed the suit in Lanci's native Italy, alleging that he "has clearly breached the terms" of the 12-month non-compete. No word yet on how much the company is seeking with the claim.

Acer files suit against former CEO Gianfranco Lanci over non-compete breach originally appeared on Engadget on Tue, 07 Feb 2012 09:34:00 EDT. Please see our terms for use of feeds.

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Find the Finest Sports News Information | Free Article Directory

Posted by adamspaul94 , On February 6, 2012 , in Recreation & Sports , No Comments

The Australia is well known for its rich culture of sports. The most popular sports in Australia are Football, Cricket, golf, AFL, NRL, A-League, Tennis, Olympics and rugby. With the growth of the popularity of the sport in the country, there are various websites that provide updates to regular sports tours, trips, sports clubs, and jobs in sport, sports news, sports and many events more.

When it comes to finding out what is happening with your favorite sports, you can turn on in a few different ways to get the latest updates. You will find that there are at least 5 sports recreation news sources, which can be used to get all the information you need. It doesn?t matter if you are traveling or at home, you will be able to find out just what you need to know, you can stay up to date on everything going on and not get left behind.

For example, you can always turn on the TV to find sports show with the latest updates for all your sports. There are several different sports news websites, you can watch, for example, sporting news, or even your local news broadcast, which has a sports section with a valuation. Another line up 5 sports recreation news you can follow it on the radio. There are many different stations that have nothing but sports, so you can catch everything that happens around the world with every type of sport that you follow regularly.

Of course, when you are thinking of a source of information for the line of recreational sports news 5 you do not want to leave out the internet world. This is really great source of information for all now no matter how young or old you are. And the nice thing is that no matter where you are, you can probably skip online regardless if is in a hotel room, or even on an airplane. This means that you?ll never worry about missing a score and you can also get to watch the game.

Another form of don?t want to leave to receive the updates that you are looking for is with your cell phone. At anytime and anywhere you can connect when they are carrying your cell phone with you everywhere you go. This is one of the methods that just come into play in recent years and it could be considered methods of news of recreation sport 5 can be used. Of course, you will need internet access to use this method, but most people have this ability when they buy one.

All methods is that you to choose, when it comes to your information. There are literally thousands of websites on the Web to get information about the sports news. Whether you want to have the latest headlines, to the second evaluation editorials or in depth analysis, there are plenty of options for you. While some sites offer only one or two of these things, there are a few that offer all of those and more.

Author Bio

Thanks for reading my article on sporting news. For more information about sports news log on to http://www.sportsnews.com.au

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Source: http://sarticles.in/find-the-finest-sports-news-information/

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Bringing a 'wow' factor to West Palm's art fair | Palm Beach ...

Paul Stapleton transforms ordinary objects into an unusual breed of sculpture. (Photo provided)

Things are changing in the art world, changing fast.

The evidence will be on view at the 16th annual American International Art Fair, which opens in downtown West Palm Beach Friday for a 10-day run.

What began as an art and antique fair is making a transition to an art and design fair.

The colors will be stark ? black and white and gray, with LED lighting throughout the show. "There?s a movement toward minimalist works," says David Lester, whose company runs this fair and January?s ArtPalmBeach.

"A contemporary home tends to have white walls and neutral colors. The furnishings of today are rarely as ornate as in the past. Mar-a-Lago was typical of Palm Beach in its time, but today?s house is much more contemporary in nature."

Directions, invite a friend, nearby dining

The fair will still present a broad range, from 19th- and 20th-century paintings and photographs and sculpture to objects that are intrinsically beautiful, from a 17th-century Stradivarius violin to World War I-vintage automobiles.

A daily lecture schedule will cover everything from investing in art to discussions on Rembrandt, Faberg? and Chinese contemporary ink painting. The granddaughter of Andrew Wyeth will talk about her family?s paintings.

The 'Corsican Chair', made from various hardwoods. (Courtesy Todd Merrill)

The idea, Lester says, is to present an eye-pleasing variety.

"We are like a movie theater ? we?re a platform. If you show Casablanca every night, after a week people get bored," says Lester. "My goal is to re-create a much more theatrical event in the convention center, as it was when we were in the big tent on Okeechobee ? more of a wow factor for collectors.

"We have to remember that we?re in the entertainment business ? shopping for cultural entertainment. Brown furniture is having a hard time; chrome is hot. We?re living in the day of the Droid and the iPhone, it?s not a black phone from Ma Bell anymore."

This broadening of definitions is taking place at the same time as a loosening of the purse strings, which was signaled last year when a lovely Renoir went for $9.8 million at the fair. Suddenly, art is selling again, on the high end and for younger, emerging artists.

"It?s much better than it was even two years ago," says Sarah Gavlak of the Gavlak Gallery in Palm Beach. "People are more confident."

What seems to be happening is that since conventional investments have had a rocky ride of late, people are much more interested in investing in tangible objects ? gold, silver, wine, art.

"When the market dips 400 points, and people scramble for liquidity," says Gavlak, "the greatest opportunity comes from blue- chip contemporary art. There?s less risk than there is in trading pork bellies. If you have a Warhol or a Rauschenberg, those objects and images have a built-in, absolute solid market value, and they can be sold in three days."

Things are jumping to such an extent that local artist Bruce Helander is now editing a glossy magazine called The Art Economist, which accepts no advertising and regularly lists the top 300 artists in terms of their auction prices.

For Helander, it?s a switch.

"In the ?60s and ?70s, for artists that were too commercial, made too much money, it was a negative. Now, Jeff Koons and Damien Hirst are celebrated in the marketplace. They?re labeled as geniuses by many, but they?re very strict marketers and money managers, and it shows. And it hasn?t taken away from their work."

The Internet has changed the way the collecting game is played, opening up a market that, as Helander puts it, was once as veiled as "a sheik?s daughter in the Dubai airport."

"If someone wants to find out what something is worth," says David Lester, "they can go online and look at the sale prices for a hundred pieces by that artist."

That resulting body of knowledge may also be why there?s a lot more bargaining than there used to be.

Lester feels that the traditional gallery system is failing, and that the growth is in art fairs and online, but then he?s not exactly unbiased. He points to the retail figures for December; conventional retail increased by a little less than 1 percent, online increased 17 percent. "That has to come at the expense of bricks and mortar," he says.

Gavlak says that despite the improved economy, which has resulted in a freer flow of money, quality remains of paramount importance.

"Look, anybody can buy merchandise, but if you?re serious about collecting art, it?s a different story," she says. "It?s about watching the artists of our time who are showing their ideas and watching them go from graduate school to a gallery to having well received exhibitions, to getting bought by museums and collections.

"When you get in on the ground floor of that, it?s very exciting, as well as a validation of your own taste."

American International Art Fair:

Friday-Feb. 12, Palm Beach County Convention Center, West Palm Beach.

Information: (239) 495-7293 or aifaf.com

Source: http://www.pbpulse.com/arts-and-culture/2012/02/02/bringing-a-wow-factor-to-west-palm-s-art-fair/

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